Refund Anticipation Loan (RAL)

For individuals who have an immediate need for their tax refund, the RAL may be the product of choice. The bank will lend funds on the anticipation of the taxpayer's refund being deposited from the IRS to cover the loan. Typically, these loans are granted within 1-3 days. Once the loan is approved, you can print the RAL check. Your fees are then deposited into your account within a few days of printing the check.