Direct Deposit Refund Anticipation Loan (DDRAL)

Perfect for taxpayers who have an immediate need for their tax refund and have a bank account. The bank will lend funds on the anticipation of the taxpayer's refund being deposited from the IRS to cover the loan. Typically, these loans are granted in 1-2 days. Once the loan is approved, your prep fees are deposited into your bank account and the balance of the refund is deposited into the taxpayer's bank account.